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There are several scams and schemes being played by greedy business individuals – and to say the least, it’s all over the world. No single country is excluded from these schemes, so both first and third world nations fall prey to these shady business entities.

Although most of us are quite busy with our lives and there is so much more to do than playing sleuth. We haven’t got the time to check the credibility of every company or business individual that we are dealing with. In fact, we hate the hassles and we’re willing to pay just to stay with our normal lives.
We tend to be less vigilant and we became the victims ourselves. Are you sick and tired of these scams? If you've been victimized before, will you let them do as they please with other people?

No matter how insignificant the amount you paid just to get rid of the hassles – you still have the moral obligation to let other people know of the ordeals you've experienced, so they will have ample warnings that will enable them to avoid pitfalls. These will deter schemers from doing what they know best – profiting through illegal and unethical business practices.

One particular heartless company had resorted to unethical business activities, just to profit from unsuspecting commuters. Well, I think you know the company I’m referring to – Yes, it’s DB (Deutsche Bahn) – a German railway company that is infamous to both local and tourist commuters.

What is their offense?

They have a discount card which they call BahnCard, and they sell these discount cards to anyone they see on the train station. It may seem minuscule and ordinary for a railway company to sell a discount card. But don’t be fooled, especially if you don’t speak/read German because they will let you sign a contract in the form of a booklet that will legally bind you to this company.

Once you become a subscriber, you will be shocked to discover that it is indeed a subscription service that will automatically renew every year without any further notice from DB. So, even if you don’t use the card at all after you bought it, they will obligate to pay for the renewal.

What if I don’t pay them?

They will transfer your account to a collection agency who will charge you an additional fee for their service. If you plan to ignore the collection agency, then they will send a letter informing you that your case will be elevated to a legal court and this will NOT be good for your reputation as well as your credit rating. It’s an elaborate extortion scheme isn't it?

I already bought a BahnCard?

I strongly suggest that you send them a cancellation letter 6 weeks before the card expires. Otherwise, you will be forced to pay the renewal fee.
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