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My Friend Nancy was taking the train from Frankfurt to Passau. While she was buying a ticket on the train station; a ticket agent offered her a discount card which he called Deutsche BahnCard. Since Nancy is looking for a good deal and she thought that this was an opportunity to at least avail of the discounted fare. She then decided to buy the BahnCard for $221 and signed a booklet with all the terms and conditions for its subscription.


 As a traveller who is anxiously waiting for her train, she didn’t really read those terms and conditions. Little does she know that her signature seals the deal, and is now binding her to a yearly subscription service that automatically renews without any further notice from DB. In fact, if you entered into a contract with them like buying the BahnCard subscription service, then they will bill you endlessly even if you haven’t fully understood that particular contract. They doesn't really care about their customers, all they care about is siphoning money from them.

Just this April, Nancy received a letter from a collection agency in the Netherlands informing her that Deutsche Bahncard has now turned her account to them, because she repeatedly refuse or failed to pay the automatic renewal fee. She was stunned when she read the letter, because she has excellent credit and she always pays her bills on time. She NEVER expected that the application she signed at the train station which is all written in GERMAN was subscription contract that renews every year.

Nancy told me that she confronted the company (DB) to hear their side of the story, but all they said to her was that she failed to send them a cancellation letter 6 weeks before the said renewal, and that triggered the renewal fee. They also gave her an ultimatum: Pay the fine or ignore it.


This is clearly harassment and should not be tolerated! Nancy has learn a valuable lesson – no matter how absurd it is, it’s essential to READ FIRST before signing any document.

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